The cross-chain interoperability solution powering a digital assets platform to serve as the liquidity fabric and interop layer of the American banking system re-imagined for the GENIUS-era of finance. 4,000+ community banks — embedded trust in every corner and county of the United States — unite to deliver full end-to-end lifecycle: compliant issuance, purchase, settlement, and secondary trading with tokenized cash across jurisdictions.
The rules of the game have changed for America's community banks.
Now is the time to level the playing field and WIN — with Quantum Field.
Community banks' embedded trust in communities spanning every corner and county of the United States equals reputation. Their ability to deliver financial services locally is unparalleled and unmatched. Quantum Field aims to ensure this core strength is exponentially multiplied for significant macroeconomic benefits — restoring America to its top spot as the world's most innovative and technologically advanced nation by a longshot.
4,000+ community banks hold deep relationships in every corner and county of America. This trust, built over generations, is our nation's competitive advantage in the digital asset economy.
By uniting through Quantum Field's interoperability fabric, community banks transform local trust into network-scale power — matching Big Banks' capabilities while preserving Main Street values.
When Main Street banks have Wall Street technology, America wins. Quantum Field delivers macroeconomic benefits that restore our nation's position as the world's innovation leader.
Full end-to-end lifecycle capabilities: compliant issuance, purchase, settlement, and secondary trading with tokenized cash across jurisdictions. Real-time settlement. Embedded finance for local businesses. Modern rails that keep relationships in-house. Community banks with Wall Street capabilities at Main Street values.
Deposit flight to non-bank rails. Loss of payments economics. Dependence on Big Tech and Wall Street networks. America's community banking advantage — embedded trust in every county — wasted while global competitors race ahead.
Unite through Quantum Field's cross-chain interoperability platform — or watch America's financial infrastructure fall behind. The rules changed. Now we WIN.
Quantum Field is more than bank infrastructure — it's America's answer to global financial competition. By upgrading to Chainlink CCIP — the interoperability standard chosen by the world's largest financial institutions and leading DeFi protocols — we enhance the security, interoperability, and composability of the American banking system across the multi-chain digital asset ecosystem, driving new opportunities for community banks and Main Street alike.
Each new member multiplies network utility — lowering unit costs, deepening liquidity, and compounding product velocity across every bank. Collective strength creates unprecedented opportunities through Metcalfe's Law at institutional scale.
Everything your bank needs to compete and win in the digital asset economy, delivered with bank-grade SLAs and deterministic state machines.
QFN integrates seamlessly with your existing core banking systems, fintech stack, and legacy infrastructure. No rip-and-replace. No operational disruption. No retraining required.
Modular, exam-aware architecture optimized for state-licensed banks. Each layer provides essential capabilities with institutional controls and regulatory alignment.
Core Infrastructure: Permissioned EVM consortium blockchain backbone
Network Participants: 4,000+ community banks, credit unions, and regional banks
Ecosystem Partners: Chainlink (oracles/ACE), Simplici (identity), Liquidity.io (securities ATS)
Governance Layer: Democratic consortium with transparent decision-making
DIDs, Verifiable Credentials, ZK attestations, reputation tracking via distributed mesh knowledge graph
USABC stablecoin treasury, atomic DvP, always-on settlement, tokenized money-market funds
ERC-3643 permissioned tokens, transfer-agent hooks, corporate actions, lifecycle operations
Offchain data availability, immutable storage (IPFS/Filecoin), evidence packs with ZK privacy
Neuro-symbolic AI with PoR receipts, Chainlink oracles, covenant automation, human-in-the-loop gates
Controls by design. Evidence by default. Built for scrutiny from boards, auditors, and supervisors with a level of safety and soundness previously impossible in regulated financial services.
Complete compliance with landmark stablecoin legislation: 1:1 reserve backing with U.S. Treasuries and cash, consumer protection priorities, transparency requirements, automated attestations, and national security safeguards. MPC wallet guardrails and exam-ready audit rails ensure regulatory confidence.
Compliance policy enforced as smart contract code at the token edge. Tuned for change management to uphold promises to regulators without breaking guarantees or breaching customer trust. BSA/AML, Travel Rule, sanctions screening, and geographic limits compiled into transfer hooks.
Data, assets, and value flow seamlessly across our rails leaving an audit trail of receipts regulators can replay. Proof-of-Reasoning (PoR) artifacts provide cryptographically signed, replayable decision evidence with full provenance tracking.
ZK attestations enable "need-to-verify" instead of "need-to-know." Selective disclosure cryptography proves attributes without exposing PII. Regulators get view keys while customer privacy remains protected through privacy-preserving analytics.
Glass-box models with monotonic constraints provide interpretable outputs. Every decision ships with feature effects, constraint validation, and interaction analysis. LLM agents automate workflows but never make adjudications — humans approve, AI executes.
SOC 2 Type II certified infrastructure with independent code audits, continuous control validation, HSM/MPC custody, tamper-evident evidence vaults, and cryptographic receipts for every state transition. Safety cases map threat models to mitigations.
Decentralized governance enables network sovereignty and promotes self-policing through aligned incentives. Every member bank has a voice in shaping the future of community banking infrastructure.
Democratic governance baseline ensures every state-licensed bank has equal voice in network decisions, change control, and policy standards.
Consortium pools resources to deploy top-tier technology from non-bank partners. Economies of scale reduce costs while maintaining bank-grade standards.
Mitigate fragmentation by aggregating assets and dollars across member banks. Small banks compete with Big Banks on a level playing field through collective strength.
Consortium standards lessen regulatory burden by ensuring interoperability and exam-grade controls. Regulators approve once, not 4,000 times.
Decentralized governance ensures no single entity controls the rails. Aligned incentives promote good behavior and mutual accountability among peers.
Quantum mechanics provides powerful metaphors for understanding distributed financial systems. Banks as coupled oscillators, coherence across markets, settlement as phase-locking to L1.
Just as quantum states exist in superposition until observed, liquidity quotes exist across multiple venues in parallel. Policy rules collapse the superposition to the best admissible route, optimizing execution while enforcing compliance.
Quantum coherence describes systems maintaining phase relationships. Similarly, distributed bank ledgers maintain coherence through cryptographic commitments, phase-locking at L1 settlement for canonical state agreement.
Electric field lines guide charged particles; policy gradients steer transaction flow. Compliance rules create potential fields that route liquidity through approved channels, damping MEV like friction in a medium.
Quantum operators act linearly on state vectors. Policy updates similarly transform system state deterministically. Every change is unit-tested, formally verified, and cryptographically notarized before deployment.
Entangled particles share correlated state regardless of distance. Cross-chain bridges create similar correlations: updates on one chain propagate to maintain consistency across the interop graph with atomic settlement guarantees.
Quantum measurement collapses probability into certainty. L1 finalization performs analogous function: probabilistic L2 state achieves irreversible certainty through Ethereum consensus, providing canonical truth for dispute resolution.
"Think field theory for finance: banks as coupled oscillators, coherence across markets, settlement as phase-locking to L1. The mathematics of quantum mechanics beautifully describes the emergent properties of our distributed financial network."
Join 4,000+ eligible state-licensed banks building the strongest interbank network in the world. This is how not just banks, but all of America, wins the new era of digital banking.